First-Time Patient?

Consultation, Exam, x-rays, and Cleaning for only $317!

Financial Arrangements

For your convenience, our office accepts cash, personal checks, and most major credit cards including MasterCard, Discover, Visa and American Express. It is our office policy that payment is expected at the time services are rendered.

Dental Insurance

Palmetto Dental is in-network with:

  • Cigna PPO
  • Ameritas
  • Standard
  • Reliance
  • Principal PPO
  • Florida Combined Life
  • Blue Dental Choice PPO
  • Sunlife/Assurant PPO
  • United Concordia PPO (non-Tricare)
  • Aetna PPO

As a service to our patients, we are happy to E-file or mail your claims after each office visit including any x-rays or documentation. Don’t see your insurance? Call and ask…we add providers often.

Third-Party Financing

We are pleased to offer our patients CareCredit payment plans. CareCredit works like a credit card, but is exclusive for healthcare services and offers low monthly payments for your dental procedures. Some plans even offer no interest financing. Learn more by visiting or contacting our office. For more information or to apply now, click on the image below.

Convenient Bill Pay

We now offer a text to pay option for your convenience. If you wish, we will send you a text about any outstanding balances and you can quickly and conveniently pay your bill using a secure link from your phone. You can also always pay with a credit card by phone by calling (850) 234-7080.


Wonderful, competent staff. Office and dental rooms are immaculate. Dr Grooters is excellent.

Joan W

Facebook Recommendation

From first cleanings (for our 5 year old) and pulling teeth (for our 10 year old), whitening and fixing old fillings (for me), Dr. Ben has been our favorite dentist for years! He has the most gentle approach, is great with the smallest patients, and makes what is often a dreaded appointment, a laidback and even enjoyable experience. We love the office and staff… relaxing environment and great customer service. Thanks for taking great care of our whole family!

Nancy H

Facebook Recommendation

Great staff!! Good cleaning and the teeth whitening is amazing!!

Tracey C

Facebook Recommendation

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Palmetto Dental
10510 Hutchison Blvd.,
Panama City Beach, FL 32407
(850) 234-7080
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Office Hours

Monday - 8am - 5pm
Tuesday - 8am - 5pm
Wednesday - 8am - 5pm
Thursday - 8am - 3pm

Free Second Opinion

We believe that you should be comfortable with any dental treatment that is being recommended. We offer second opinion consultations, free of charge. Be sure to mention that you are wanting a second opinion when scheduling an appointment.